
Design and Evaluation of Privacy-Preserving Protocols for Agent-Facilitated Mobile Money Services in Kenya
In Kenya, mobile money (MoMo) has changed lives but it comes with a cost: every time you deposit or withdraw, a local agent must see your ID and phone number, risking your privacy. This paper rolls out new protocols that shift sensitive data away from agents and straight to the MoMo provider. Think biometrics, one-time codes, and smarter verification even when someone else (a proxy) handles the cash for you. From talking to both users and agents, people love the idea of....Read More