{"id":8018,"date":"2025-09-22T13:17:08","date_gmt":"2025-09-22T13:17:08","guid":{"rendered":"https:\/\/ilabafrica.strathmore.edu\/?p=8018"},"modified":"2026-01-16T11:28:56","modified_gmt":"2026-01-16T11:28:56","slug":"design-and-evaluation-of-privacy-preserving-protocols-foragent-facilitated-mobile-money-services-in-kenya","status":"publish","type":"post","link":"https:\/\/ilabafrica.strathmore.edu\/design-and-evaluation-of-privacy-preserving-protocols-foragent-facilitated-mobile-money-services-in-kenya\/","title":{"rendered":"Design and Evaluation of Privacy-Preserving Protocols for Agent-Facilitated Mobile Money Services in Kenya"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ilabafrica.strathmore.edu\/wp-content\/uploads\/2025\/09\/205307-1-1024x683.jpg\" alt=\"\" class=\"wp-image-8022\" srcset=\"https:\/\/ilabafrica.strathmore.edu\/wp-content\/uploads\/2025\/09\/205307-1-1024x683.jpg 1024w, https:\/\/ilabafrica.strathmore.edu\/wp-content\/uploads\/2025\/09\/205307-1-300x200.jpg 300w, https:\/\/ilabafrica.strathmore.edu\/wp-content\/uploads\/2025\/09\/205307-1-768x512.jpg 768w, https:\/\/ilabafrica.strathmore.edu\/wp-content\/uploads\/2025\/09\/205307-1-1536x1025.jpg 1536w, https:\/\/ilabafrica.strathmore.edu\/wp-content\/uploads\/2025\/09\/205307-1.jpg 2000w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>In Kenya, mobile money (MoMo) has changed lives but it comes with a cost: every time you deposit or withdraw, a local agent must see your ID and phone number, risking your privacy. This paper rolls out new protocols that shift sensitive data away from agents and straight to the MoMo provider. Think biometrics, one-time codes, and smarter verification even when someone else (a proxy) handles the cash for you. From talking to both users and agents, people love the idea of&#8230;.<a href=\"https:\/\/ilabafrica.strathmore.edu\/wp-content\/uploads\/2025\/09\/2412.18716v2.pdf\" title=\"\"><strong><em><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color has-luminous-vivid-orange-color\">Read More<\/mark><\/em><\/strong><\/a><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>In Kenya, mobile money (MoMo) has changed lives but it comes with a cost: every time you deposit or withdraw, a local agent must see your ID and phone number, risking your privacy. This paper rolls out new protocols that shift sensitive data away from agents and straight to the MoMo provider. Think biometrics, one-time codes, and smarter verification even when someone else (a proxy) handles the cash for you. From talking to both users and agents, people love the idea of&#8230;.Read More<\/p>\n","protected":false},"author":1,"featured_media":8020,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[7],"tags":[],"class_list":["post-8018","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-cybersecurity"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- All in One SEO 5.0.1.1 - aioseo.com -->\n\t<meta name=\"description\" content=\"In Kenya, mobile money (MoMo) has changed lives but it comes with a cost: every time you deposit or withdraw, a local agent must see your ID and phone number, risking your privacy. This paper rolls out new protocols that shift sensitive data away from agents and straight to the MoMo provider. 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Think biometrics, one-time","twitter:creator":"@iLabAfrica","twitter:image":"https:\/\/ilabafrica.strathmore.edu\/wp-content\/uploads\/2025\/09\/205307.jpg"},"aioseo_meta_data":{"post_id":"8018","title":null,"description":null,"keywords":null,"keyphrases":{"focus":[],"additional":[]},"primary_term":null,"canonical_url":null,"og_title":null,"og_description":null,"og_object_type":"default","og_image_type":"default","og_image_url":null,"og_image_width":null,"og_image_height":null,"og_image_custom_url":null,"og_image_custom_fields":null,"og_video":"","og_custom_url":null,"og_article_section":null,"og_article_tags":null,"twitter_use_og":false,"twitter_card":"default","twitter_image_type":"default","twitter_image_url":null,"twitter_image_custom_url":null,"twitter_image_custom_fields":null,"twitter_title":null,"twitter_description":null,"schema":{"blockGraphs":[],"customGraphs":[],"default":{"data":{"Article":[],"Course":[],"Dataset":[],"FAQPage":[],"Movie":[],"Person":[],"Product":[],"ProductReview":[],"Car":[],"Recipe":[],"Service":[],"SoftwareApplication":[],"WebPage":[]},"graphName":"BlogPosting","isEnabled":true},"graphs":[]},"schema_type":"default","schema_type_options":null,"pillar_content":false,"robots_default":true,"robots_noindex":false,"robots_noarchive":false,"robots_nosnippet":false,"robots_nofollow":false,"robots_noimageindex":false,"robots_noodp":false,"robots_notranslate":false,"robots_max_snippet":"-1","robots_max_videopreview":"-1","robots_max_imagepreview":"large","priority":null,"frequency":"default","local_seo":null,"breadcrumb_settings":null,"limit_modified_date":false,"ai":{"faqs":[],"keyPoints":[],"titles":[],"descriptions":[],"socialPosts":{"email":[],"linkedin":[],"twitter":[],"facebook":[],"instagram":[]}},"created":"2025-09-22 13:17:08","updated":"2026-09-02 10:56:43","seo_analyzer_scan_date":null,"focus_keyword":null,"additional_keywords":null,"truseo_locale":null},"aioseo_breadcrumb":"<div class=\"aioseo-breadcrumbs\"><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/ilabafrica.strathmore.edu\" title=\"Home\">Home<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\t<a href=\"https:\/\/ilabafrica.strathmore.edu\/category\/cybersecurity\/\" title=\"Cybersecurity\">Cybersecurity<\/a>\n\t\t<\/span><span class=\"aioseo-breadcrumb-separator\">\u00bb<\/span><span class=\"aioseo-breadcrumb\">\n\t\t\tDesign and Evaluation of Privacy-Preserving Protocols for Agent-Facilitated Mobile Money Services in Kenya\n\t\t<\/span><\/div>","aioseo_breadcrumb_json":[{"label":"Home","link":"https:\/\/ilabafrica.strathmore.edu"},{"label":"Cybersecurity","link":"https:\/\/ilabafrica.strathmore.edu\/category\/cybersecurity\/"},{"label":"Design and Evaluation of Privacy-Preserving Protocols for Agent-Facilitated Mobile Money Services in Kenya","link":"https:\/\/ilabafrica.strathmore.edu\/design-and-evaluation-of-privacy-preserving-protocols-foragent-facilitated-mobile-money-services-in-kenya\/"}],"_links":{"self":[{"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/posts\/8018","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/comments?post=8018"}],"version-history":[{"count":0,"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/posts\/8018\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/media\/8020"}],"wp:attachment":[{"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/media?parent=8018"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/categories?post=8018"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ilabafrica.strathmore.edu\/wp-json\/wp\/v2\/tags?post=8018"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}